I haven't seen the movie yet, but I think the book will be a bit different from the movie. The movie looks like it makes the girl extremely stupid as shown on the previews that she ends up googling the word 'finance'. But, in the book, she is pretty smart about finance. It's just she has a hard time practicing it. There is some language in the book, and of course drinking and only a little sex at the end. I definately don't encourage pre-teens to read it. I look forward to seeing the movie!