App review by
Mieke VanderBorght, Common Sense Media
Kidibank App Poster Image

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Track chores, goals, rewards with fancy, digital piggy bank.

Parents say

age 4+
Based on 1 review

Kids say

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A lot or a little?

The parents' guide to what's in this app.

Educational Value

Kids can learn about financial literacy. They'll track their earnings and set saving and spending goals. And kids can experience a sense of accomplishment and pride when they meet their goals or feel empowered when they've managed to buy something all on their own. Kids may also be inspired to suggest ways in which they can earn more by contributing positively to their households.

Ease of Play

How-to videos give a good overview of the different features, but there are a lot of tools and it may take some time to feel comfortable using them.

Violence & Scariness
Sexy Stuff

Many features of this app are based on financial or financial-like transactions. Kids do good things or behave well to earn rewards and then manage the ways they want to spend their money.

Drinking, Drugs & Smoking

What parents need to know

Parents need to know that Kidibank is a subscription-based tool that allows parents and kids to track allowance, gold stars, goals, screen time, and more. Parents must first sign up with an email address before being able to create up to four adult and six kid accounts. Once all the accounts are set up, parents can set, track, and adjust as kids complete chores; earn and spend allowance money, gold stars, and screen time; and establish and reach savings goals. The developer has a YouTube channel that features video tutorials to guide parents through everything the app can do. Though there's a kid mode where kids can see their progress, most of the features are for parents to set up alone or together with their kids. In fact, parents need to enter a special code every time the app is opened. After the one-month free trial, there's only one subscription option: $12.99 for a year of access. Note that some parenting experts discourage tying completed chores to rewards, but it's possible to use the app without creating that connection. Read the developer's privacy policy for details on how your information is collected and shared.

User Reviews

  • Parents say
  • Kids say
Adult Written byCeline D. April 28, 2017

Really useful app for parents

We use the kidibank app and found it really useful, especially for tracking each child's allowance/earnings, responsibilities around the house and respecti... Continue reading

There aren't any reviews yet. Be the first to review this title.

What's it about?

The classic piggy bank crosses with a reward sticker chart and gets a snazzy upgrade with KIDIBANK, an app that lets parents and kids document behavior, chores, earnings, spending goals, and screen time as neat and tidy financial transactions. Create accounts for up to four grown-ups and six kids, and customize away. Establish spending goals, and list chores or daily expectations. Pay into kids' accounts with stars, a weekly allowance, extra money, or screen-time minutes, and let kids spend that capital however they wish. Stars can be exchanged for a trip to the ball game, money for a new toy, and screen time for an extra hour playing video games.

Is it any good?

Financial literacy can be a hard thing to teach kids, and a tool that helps them keep track of their earnings, set savings goals, and come up with ways to earn more can be a big help. Kidibank does all that in a relatively easy-to-use format. Especially in an economy where cash is just not used very often, it does a nice job of helping kids understand what they've earned -- through an allowance or by meeting expectations -- and how and where they can spend their earnings. Because the bulk of features is available only in the parent view, parents and kids have to work through expectations and spending goals together, which can prompt some really great discussion. On the other hand, if taken to the extreme, Kidibank can easily make everything seem like a transaction: Every behavior or good deed needs a reward, and every special thing families do together must be "paid" for (with stars or money earned). Some experts warn against this model, since chores are a way to contribute to the family community. It would also be nice to see a few more customization options, such as the ability to simply track an allowance without the other bells and whistles. For example, some families may not want extra screen-time minutes to be included as something to earn. Also, to really use the app to its fullest, parents and kids would need to be updating it at least daily, which could make the whole process more about playing around with an app rather than learning about saving or earning rewards. Overall, if used well and in accordance with your family's values, Kidibank can be a powerful tool.

Talk to your kids about ...

  • Families can talk about which spending goals kids want to enter in their Kidibank. What kinds of items or special treats will inspire your kids to save their allowance for months?

  • Set up the chores and expectations section together as a family. Involve the kids in deciding who does what around the house and which extra chores might earn extra money.

  • Talk to your kids about how you handle your money and make financial decisions. Discuss the difference between wants and needs. Let them in on your thinking process for making trade-offs and deciding how and when to spend your hard-earned money.

  • Discuss sharing and donating resources as a family. Are there charitable organizations your family helps? How can your kid keep track of what they want to save, share, and spend?

App details

Our editors recommend

For kids who love money and managing time

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