Kiva
By Polly Conway,
Common Sense Media Reviewer
Common Sense Media Reviewers
Micro-loan site gives everyone the chance to help.
A Lot or a Little?
What you will—and won't—find in this website.
Community Reviews
There aren't any parent reviews yet. Be the first to review this title.
What’s It About?
Kiva gives individuals, families, and groups the opportunity to invest as little as $25 in businesses in impoverished areas around the world. Kids can learn about people like Silvia in Nicaragua, who needs a new roof for her beauty shop and Norma, who owns a food stall in Bolivia and would be helped by an industrial food slicer. Kids can search for a borrower to fund based on industry (including food, construction, and retail), gender, and even whether or not they're in a conflict zone. Risk and repayment rate (98.95% at the time this review was written) are all fully disclosed.
Is It Any Good?
As a family activity, loaning through Kiva is a pretty cool thing to do. Kids should love the process of picking the folks they want to lend to! Through pictures and a short write-up of each business and the faces behind it, they'll discover that there are lots of ways to make a living. Kiva isn't geared directly towards kid-only usage, so it would be a good idea to sit down at the computer along with your child and talk through the steps (also a fantastic classroom activity!) and answer the questions they're bound to have about poverty in other countries.
They'll learn what it takes to make a small business grow, the difference between giving and lending, what it means to lend money to those in need, and, when loans get repaid, personal accountability. They'll appreciate the details of each person's story, making lending through Kiva seem personal and real. And here's the fun part: when a loan is repaid, families get to choose a new person or business to share that money with. That's exciting!
Talk to Your Kids About ...
Families can talk about challenges other countries may have (extreme poverty, no clean drinking water, etc.) that kids may not have a full understanding of. What would be different about starting a farming business in Burma as opposed to Montana?
What are some different ways that people make a living? How do you think they got started?
Website Details
- Subjects: Social Studies : cultural understanding, global awareness, the economy
- Skills: Responsibility & Ethics : fiscal responsibility, learning from consequences, respect for others
- Genre: Civic Engagement
- Pricing structure: Free
- Last updated: November 5, 2015
Did we miss something on diversity?
Research shows a connection between kids' healthy self-esteem and positive portrayals in media. That's why we've added a new "Diverse Representations" section to our reviews that will be rolling out on an ongoing basis. You can help us help kids by suggesting a diversity update.
Suggest an Update
Our Editors Recommend
Sites That Help Kids Do Good
Environmental Websites for Kids
Common Sense Media's unbiased ratings are created by expert reviewers and aren't influenced by the product's creators or by any of our funders, affiliates, or partners.
See how we rate