Kwedit

Common Sense Media says

Potentially risky site lets teens experiment with credit.

Age

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Quality(i)

 

What parents need to know

Positive messages

Parents may be split on whether this site is a smart, safe way to introduce teens to credit ... or if the lack of real-life consequences teaches them that they can get away with breaking their financial promises. Either way, if parents want to use Kwedit, they'll have to be really clear about what kind of message they want to give their kids about the pitfalls (and positives) of credit.

Violence
Not applicable
Sex
Not applicable
Language
Not applicable
Consumerism

The site partners with 7-Eleven and several online vendors (such as gaming sites) to implement a system that allows users to buy virtual goods now, and send real money later.

Drinking, drugs, & smoking
Not applicable
Privacy & safety

None. Parents can only see what their teens are buying if teens "Pass the Duck" to them.

Parents Need to Know

Parents need to know that that this innovative but potentially risky e-commerce site targets people who want to buy virtual goods or online content but don't have a debit or credit card (or don't want to use one online). Users can buy virtual goods on credit, starting with a credit limit of $5. If they pay up on time (with real cash), their credit scores rise and their credit limits increase. If not, they can have their credit privileges revoked but are off the hook for the the money. The site states that users must be 13+, but there's nothing that prevents younger visitors from signing up.

Parents say

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Kids say

Is it any good?

QUALITY
 

Kwedit could be the Internet's next big thing -- or a total flop. Users can buy inexpensive virtual goods online (like virtual cat chow for their Foo Pets) with Kwedit Promise and then pay off their debts with Kwedit Direct -- either by printing out a prepaid mailer and sending cash to Kwedit, or by paying in-person at 7-Eleven stores. It's a fairly convenient transaction -- if you're comfortable sending cash through the mail. But will users actually pay? It all depends on if they care enough about their credit limit and credit score -- and if they feel like they're bound by an honor system.

Families can talk about...

  • Families can talk about whether this site offers useful lessons about credit -- or teaches teens that promises can be broken without consequences. What do you think about the "Pass the Duck" feature, which lets ask users someone else to pay their debt?

  • Families can also talk about the controversy generated by the site's former mascot, a duck named Kwedit. (He's still in the logo but has been removed from the rest of the site's branding.) Do you think that Kwedit was used specifically to target kids, as some sources have claimed?

Website details

Genre:Brand Sites
Pricing structure:Free

This review of Kwedit was written by

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Quality

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  • Not for Learning: Not recommended for learning.
  • Not for Kids: Not age-appropriate for kids; not recommended for learning.

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Teen, 13 years old Written byNoseStuckInABook April 15, 2010
AGE
10
QUALITY
 

Eh.

Kids can use Kwedit with one click, and parents won't know until the kid actually shows them the bill. But it is good for those who don't want to pay with a credit card. I may use it sometime.
What other families should know
Too much consumerism
Teen, 14 years old Written byAwesome_O September 25, 2010
AGE
13
QUALITY
 

Woohoo! An easier way to destroy your parental guardian's credit card!

This site is terrible. I don't see why I have to give it a single star. Trust me, you don't want your kids here. They could spend $3,000,000 on random stuff and you won't know until the bill shows up at your door.
Kid, 12 years old January 22, 2012
AGE
17
QUALITY
 

no longer exizitexts

the site no longer exsites i just notest it a minute ago
What other families should know
Safety and privacy concerns

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