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  • Is it age appropriate?

    About our ratings

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    Not age appropriate for kids under 0, age appropriate for kids over 5; suggested age 7.
  • Is it any good?

    3.0
  • Common Sense says

    Cold, hard lessons on cash teach kids fiscal responsibility.

On this site kids can:   do research, get homework help, learn about a specific topic, play games, set goals

Why We Rated This on for Ages 7 and Up

The good stuff

  • Educational value:

    Worksheets and interactive games begin with the most basic money concepts like coin identification and progress through to near-MBA material like business accounting and investing in the stock market.
  • User-created content:

    Not an issue.
  • Messages:

    By providing number crunching exercises, this site gives the straight facts about money and spending. Kids can learn about budgeting for a car payment, estimating grocery bills, and how to earn some dough for all those expenses.
 

What to watch out for

  • Violence:

    Not an issue.
  • Sex:

    Not an issue.
  • Language:

    Not an issue.
  • Consumerism:

    There is a lot of solid advice about everything money-related, from budgeting to credit and investing. The bad news is that each page includes "Ads by Google" that are the same font and color as the site's menu items. There are also banner ads that include promotions for non-budget friendly companies, like casinos.
  • Drinking, drugs, & smoking:

    Not an issue.
 

How safe is it?

  • Personal privacy:

    Parents need to register their email address on the site in order to access additional content.
  • Online interaction:

    Not an issue.
  • Parental controls:

    Not an issue.
 

What Parents Need to Know

About Money Instructor

Parents need to know this is not a site you can just log your kids on to and let them get amused and educated. This site is designed to be a guide for parents (and teachers, too) that offers lesson plans and printable exercises. Although there are some interactive online games, the majority of the site is designed for families to do together. And that's probably a good thing, since the Google ads featured on nearly every page can easily be mistaken for the site's content.

Did this review help you decide?

Families Can Talk About

  • Families can talk about online worlds that use cyber cash. Would you spend your virtual cash differently than real money? Is it easier to make and spend money in a virtual world than in real life? Read our Money Lessons in Online Worlds Tips to learn about the differnece between cyber cash and the real thing.
  • Families can talk about how kids spend money. What is the difference between a "want" and a "need?" Do you think advertisers target kids and entice them to spend money on toys and clothes they don't necessarily need? Check out Selling to Kids Tips and rein in those wallets.

  • Families can talk about the importance of learning money smarts. What would happen if you didn't know the difference between coins or how to count change? Is it important to also know how to create a budget or make payments on a car, even if you aren't old enough to tackle those responsibilities yet?

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