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A Lot or a Little?
What you will—and won't—find in this movie.
Try to save for a rainy day, not live beyond your means, and learn fiscal responsibility for financial freedom.
Positive Role Models
Pete Adeney, a personal finance guru and blogger who is also known as Mr. Money Mustache. Tiffany Aliche, a personal financial expert and bestselling book author of Get Good With Money. Paula Pant, a journalist and host of Afford Anything Podcast. Shareef "Ro$$ Mac" McDonald, the host of the financial literacy social media show Maconomics.
BIPOC and White kids, as well as young and older adults in careers such as engineering, football, personal finance, social media, and psychotherapy. Financial research reports that one in five Americans can't afford health insurance, Black families own less than 2% of all stocks in the United States, and 44% of U.S. households lost a job or wages during the COVID-19 pandemic.
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Violence & Scariness
References that could be scary include loss of employment due to COVID-19 pandemic, lack of savings for unexpected expenses, and family budgets impacted by inflation.
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Sex, Romance & Nudity
Images include sketch of nude female body from the waist up, nude person in photo hiding private parts with arms, and partners and married couples.
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Swear word "s--t" and idiomatic phrases "hell, yes" and "work my butt off."
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Products & Purchases
References and images include social media posts, financial websites, stock investments, food delivery apps, smartphones, laptops, apparel with logos and messages, tattoos, online shopping, video games, jewelry, ad signs.
Drinking, Drugs & Smoking
References and images include glasses of beer, bottles of alcohol, brewery bartending, cigarette smoking, and medication for depression and anxiety.
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Parents Need to Know
Parents need to know that Get Smart with Money is a documentary that takes a close look at four U.S. households who get expert help with their budgets. References include loss of employment due to the COVID-19 pandemic, lack of savings for unexpected expenses, family budgets impacted by inflation, glasses of beer, bottles of alcohol, cigarette smoking, and medication for depression and anxiety. Images include a sketch of a nude female body from the waist up and a nude person in a photo hiding private parts with arms. There's a mention of the swear word "s--t" and idiomatic expressions "hell, yes" and "work my butt off." Positive messages include trying to save for a rainy day, not living beyond one's means, and learning about fiscal responsibility for financial freedom now and in the future. To stay in the loop on more movies like this, you can sign up for weekly Family Movie Night emails.
Is It Any Good?
Financial literacy is well spent in this frank film about a timely topic. Get Smart with Money director Stephanie Soechtig (Fed Up) showcases the stories of diverse U.S. families from various economic backgrounds. One featured narrative is Ariana, a college graduate and married mother with two kids. She also has student loan debt. "Why are you allowing an 18-year-old to take out $25,000 a year?" Ariana says, adding, "How is that OK?" She admits to not being aware that loans accrue interest the moment they are signed by the applicant.
How to manage money isn't taught in the classroom, notes Shareef "Ro$$ Mac" McDonald, host of the financial literacy social media show Maconomics. "They teach us how to be consumers. They teach us how to take on debt." And such lessons may prove to be costly ones for some adults and kids in generations to come.
Did we miss something on diversity?
Research shows a connection between kids' healthy self-esteem and positive portrayals in media. That's why we've added a new "Diverse Representations" section to our reviews that will be rolling out on an ongoing basis. You can help us help kids by suggesting a diversity update.