A Lot or a Little?
What you will—and won't—find in this movie.
Good people are ultimately rewarded. Material possessions do not bring happiness.
Positive Role Models
The main character, Martin, lives an honest life and is empathetic and helpful toward others. Those around him possess negative qualities, such as lying, stealing, and having affairs -- although often the movie shows a good side to these characters as well.
Violence & Scariness
A character is mugged, though no physical violence is used. An elderly character dies on screen and there is mention of the loss of partners and a child. Characters attend a funeral. There is a near-miss between two cars.
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Sex, Romance & Nudity
Characters are seen naked in bed following intercourse, but no full nudity is shown. A sex worker makes mild sexual references. There is flirting and a kiss under the mistletoe. A character strips and walks the streets in just a t-shirt, tie, underwear, and socks.
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Occasional use of "s--t" and "s--tty." More frequent use of "bastard," "bugger," "piss," "bint," "tosser," "bent," and "bloody." "Jesus" is used as an exclamation.
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Products & Purchases
There is mention of debt, credit cards, and overdue household bills. But the overall message is that material belongings do not bring happiness.
Drinking, Drugs & Smoking
Characters drink alcohol in pubs and at home -- including beer and whiskey -- but are not seen drunk. Prescription pills are consumed. A cigarette is rolled but never smoked.
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Parents Need to Know
Parents need to know that The Loss Adjuster is a British Christmas comedy drama that deals with quite adult themes including death, financial issues, affairs, and criminal activities. Deep in debt and with his wife having recently left him, Martin Dyer (Luke Goss) is at rock bottom. But with the help from an unlikely friend and a renewed positive attitude, Martin begins to find hope. The movie features some strong and frequent mild language including "s--t" and "bastard." A death is shown on screen and there is a scene with a funeral. Alcohol is consumed, but not excessively. There are mild sexual references, and a couple is shown in bed, naked under the sheets, presumably having just had sex. There is also a character who is a sex worker. It doesn't paint life in black and white but shows some characters who engage in illegal activities to also have good qualities. Although many of the situations in the movie are serious, there are some warm and funny moments to lighten the tone. To stay in the loop on more movies like this, you can sign up for weekly Family Movie Night emails.
Is It Any Good?
The Loss Adjuster, though very much set in reality, has a slight sense of magic to it, ensuring it's a respectable addition to the long list of movies that try to teach the true meaning of Christmas. It's bookended with a story about a rich man who falls from a plane, losing all his material possessions yet is found smiling as he hits the ground. It's an allegory that mirrors that of central character, Martin, played by Goss. Martin is the archetypal everyman -- put upon and uninspired, yet also kind and warm. He's not the funny one or the charming one, but he sure is the good one, which makes him easy to root for.
Though much of the movie is about difficult encounters, there are fleeting moments of connection that sparkle even more brightly amid the workaday drudgery. Joan Collins makes a typically glamorous appearance as a rich widow looking to make Martin her fancy man, and Martin Kemp proves an enjoyably unthreatening criminal mastermind along with his sweet-natured son, Sam (David Byrne). Moments of physical comedy and nimbly written exchanges add a lightness to a plot that may have felt somewhat gloomy were it not for our faith in the festive setting to produce some Christmas magic and bring us a happy ending.
Did we miss something on diversity?
Research shows a connection between kids' healthy self-esteem and positive portrayals in media. That's why we've added a new "Diverse Representations" section to our reviews that will be rolling out on an ongoing basis. You can help us help kids by suggesting a diversity update.