Parents' Guide to Double Indemnity

Movie NR 1944 104 minutes
Double Indemnity Poster Image

Common Sense Media Review

Charles Cassady Jr. By Charles Cassady Jr. , based on child development research. How do we rate?

age 12+

Dark, dialogue-heavy classic of grim suspense.

Parents Need to Know

Why Age 12+?

Any Positive Content?

Parent and Kid Reviews

age 13+

Based on 3 parent reviews

age 11+

Based on 6 kid reviews

What's the Story?

Told in flashback, this classic film noir centers on insurance salesman Walter Neff (Fred MacMurray), who pays a call to the home of Phyllis Dietrich (Barbara Stanwyck) and is immediately smitten with her. Glamorous Phyllis makes no secret about her unhappy marriage to an older man, and how much she'd like to see her husband get insured heavily -- and then die. Lovestruck Walter tells Phyllis that since he knows the business inside and out, he can stage a foolproof murder that will pay double. When Phyllis' husband "accidentally" breaks his neck, even Walter's sharp-eyed partner seems fooled -- temporarily. As the screws tighten on Walter, he starts to realize just how devious Phyllis can be.

Is It Any Good?

Our review:
Parents say ( 3 ):
Kids say ( 6 ):

DOUBLE INDEMNITY has all the hallmarks of film noir – it's a moody, pessimistic crime story with strong overtones of spiritual bankruptcy and moral cynicism. The best of film noir sizzles with crackling, sardonic dialogue, veiled lust, terrific black-and-white photography, and overtones of impending doom. This is one of the best, all right, even if, like Casablanca, it's practically all talk.

Even today, these characters' jaded attitudes toward taking a life is bracingly sinister; as if right and wrong don't matter in this milieu, only getting caught or getting away with it. Add to this lack of remorse themes of obsession and betrayal and the power of great film noir is revealed.

Talk to Your Kids About ...

  • Families can talk about Walter Neff, and why a smart, successful insurance salesman would throw away his life for a scheming woman. Are his motivations realistic, or more of a crossover from "film noir," the wave of pessimistic detective movies and moody crime thrillers that suddenly came out of 1940s Hollywood? What modern movies have you seen that remind you of the classic film noir style? You might get history-minded kids to look into the life and work of writers James M. Cain and Raymond Chandler who inspired this film, and even further back to the real-life 1927 Ruth Snyder/Judd Gray murder case that inspired this movie.

Movie Details

Did we miss something on diversity?

Research shows a connection between kids' healthy self-esteem and positive portrayals in media. That's why we've added a new "Diverse Representations" section to our reviews that will be rolling out on an ongoing basis. You can help us help kids by

Double Indemnity Poster Image

What to Watch Next

Common Sense Media's unbiased ratings are created by expert reviewers and aren't influenced by the product's creators or by any of our funders, affiliates, or partners.

See how we rate