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Savvy system provides first-hand money-management skills.

What parents need to know

Positive messages

The site's content and exercises stress financial responsibility. 

Violence & scariness
Not applicable
Sexy stuff
Not applicable
Not applicable

Users may see frequent pushes to recommend the site to a friend, but kids won't see any ads.

Drinking, drugs, & smoking
Not applicable

Parents Need to Know

Parents need to know that they have to enter credit card information to access this subscription-based monetary-skills-building site -- even if they're signing up for the free 30-day trial. Adults create a kid's account by entering a first name, gender, birthday, username, and password; adding a child's email address and profile photo are optional. Although the site deals with saving and spending, funds aren't actually stored in the site's system. Monetary exchanges take place off-site, so, aside from the site-subscription payment, parents won't need to enter credit card information frequently or worry about kids dealing with online transactions.

What's it about?

GENPROSPER provides a hands-on fiscal-learning experience: Parents set up a basic framework for what kids can earn. Detailed breakdowns show kids their weekly, monthly, and yearly budgets; weekly and daily tasks; and spending, saving, and other goals, and kids profit from completing the work. Kids also can complete seven educational module levels that feature money-management games, videos, and printable activities. Parents can match a percentage of what kids save, spend, or give -- but they don't need to enter any real funds; rewards can be paid offline, or site activities can be purely hypothetical.

Is it any good?


GenProsper provides effective, personalized practice saving and spending money. It does a pretty good job of explaining how its system works, so kids and adults should be able to figure out how to use it fairly quickly. Giving-related exercises also emphasize philanthropy, which is a nice benefit, and kids can learn about investing if they buy some of the site's stocks. GenProsper wisely leaves the real-world cash transactions up to parents, which lets you give your kids the money they earn or use it as a theoretical example.

The money-management system supplies most of the site's learning opportunities; GenProsper's videos and games provide good information, but there aren't too many of them. The system prompts kids to complete profitable tasks, and they're told when they have insufficient funds to buy stock, but they don't always get lengthy feedback about each action. Parents need to stay involved, but, so long as they offer additional saving and spending advice and instruction, GenProsper can help kids understand -- and hopefully adopt -- positive financial-management habits. 

Families can talk about...

  • Families can discuss budgeting and spending. Discuss household expenditures (in vague terms, if you don't want to share exact numbers), and ask your kids: Can you identify which things have fixed costs and which items your family can save on when necessary? 

  • Help your child create a savings goal -- buy a toy, a book, or another item -- and work toward it by putting extra change in a piggy bank to show how savings can accumulate over time.

Website details

Subjects:Language & Reading: following directions, reading
Math: addition, money, subtraction
Skills:Thinking & Reasoning: applying information, problem solving, strategy
Self-Direction: achieving goals, personal growth, time management
Pricing structure:Free to Try, Paid (A free 30-day trial is available, but you need to enter credit card information to activate the offer.)

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